What's Keller Mortgage?

Keller Mortgage Zero+ Loan Program

As a Keller Williams agent, I can bring you the unparalleled advantage of the ZeroPlus loan by Keller Mortgage which is exclusive to KW transactions.

Keller Mortgage has saved clients over $50 million dollars!

So how does this work? Keller Mortgage offers:

  • Zero Origination Fees
  • Zero Lender Fees
  • $1000 at closing towards 3rd party fees (such as inspectors)
  • Competitive and low rates
  • + a $1000 closing credit on loans $150K and above 

Do all properties qualify?

Keller Mortgage can help you purchase primary, vacation, and investment properties up to 4 units and they can also refinance your current mortgage.

What types of loans am I able to get?

  • Conventional – Fannie Mae & Freddie Mac – minimum of 3% down payment
  • JUMBO up to $3 Million
  • Both Conventional and Jumbo loans offer fixed rates and ARMs.
  • FHA – minimum of 3.5% down payment
  • VA - $0 down payment
  • USDA - $0 down payment

Currently Keller Mortgage is unable to offer loans for new construction, rehab, HELOC, reverse loans, raw land/lots, mobile/manufactured homes, co-ops, non-warrantable condos, commercial properties, or bond loans (down payment assistance).

Is this a pre-qualification or a pre-approval?

Keller Mortgage wants you have the best chance at getting the home you want so they only offer pre-approvals.  This means that they have verified documentation from you and are confident your loan will make it to the closing table.

What if I’ve already been pre-approved with another lender?

Great! It’s smart to shop around in the beginning and to compare what others have to offer. Keller Mortgage also doesn’t offer all the programs that are currently available in Kentucky which may be a better fit for you.

There are some rules to follow when shopping lenders in order to protect your credit score however, so make sure we talk before you start talking to multiple lenders. 

How do I get approved?

It’s easy! If you already have my KW app installed on your phone its already in your hands, but you can also click the link below to get started.

Get Approved

And if you haven't downloaded my app yet you should! - Just Click HERE!

Some other great things to note about Keller Mortgage:

  • Their average closing timeframe is just 30 days!
  • The minimum credit score needed is a 600

Learn more about Keller Mortgage by

visiting their FAQ Page HERE.

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